《中国银行保险报》记者从近日举行的中国互联网金融协会（以下简称“互金协会”）2022年度工作会议上获悉，截至2021年底，来自622家机构的1800款APP通过了移动金融APP自律备案。
为落实《中华人民共和国网络安全法》要求，加强移动金融客户端应用软件安全管理，根据人民银行印发的《关于发布金融行业标准 加强移动金融客户端应用软件安全管理的通知》，互金协会2019年12月启动了上述实名备案工作。金融APP开发公司
互(hu)(hu)金(jin)(jin)(jin)协(xie)会工(gong)作会议(yi)指出，2021年，互(hu)(hu)金(jin)(jin)(jin)协(xie)会坚决贯(guan)彻落(luo)实(shi)人民银行(xing)(xing)工(gong)作部(bu)署，忠实(shi)履行(xing)(xing)互(hu)(hu)联(lian)(lian)网金(jin)(jin)(jin)融(rong)(rong)行(xing)(xing)业自律管(guan)(guan)(guan)理(li)职责，各项工(gong)作取得新成(cheng)效。一是(shi)积(ji)(ji)极引导行(xing)(xing)业高质量发展(zhan)。为(wei)配(pei)合支撑网络(luo)(luo)平(ping)台(tai)企业金(jin)(jin)(jin)融(rong)(rong)业务(wu)整改，互(hu)(hu)金(jin)(jin)(jin)协(xie)会第(di)一时间发布《严格落(luo)实(shi)金(jin)(jin)(jin)融(rong)(rong)监(jian)(jian)管(guan)(guan)(guan)要求 共促行(xing)(xing)业规范健康发展(zhan)》有(you)关(guan)倡议(yi)，组织网络(luo)(luo)平(ping)台(tai)类会员机(ji)构搭建(jian)监(jian)(jian)管(guan)(guan)(guan)与(yu)(yu)市场的沟通桥梁，且通过登记披(pi)露、风(feng)(feng)险提(ti)(ti)示(shi)、约(yue)谈惩戒等(deng)手段做好会员管(guan)(guan)(guan)理(li)，配(pei)合有(you)关(guan)监(jian)(jian)管(guan)(guan)(guan)部(bu)门有(you)序(xu)化(hua)解(jie)互(hu)(hu)联(lian)(lian)网金(jin)(jin)(jin)融(rong)(rong)存量风(feng)(feng)险。二是(shi)行(xing)(xing)业自律管(guan)(guan)(guan)理(li)机(ji)制建(jian)设稳步推(tui)进(jin)。互(hu)(hu)金(jin)(jin)(jin)协(xie)会持续完善互(hu)(hu)联(lian)(lian)网金(jin)(jin)(jin)融(rong)(rong)反洗钱网络(luo)(luo)监(jian)(jian)测平(ping)台(tai)功能，有(you)序(xu)开展(zhan)移动金(jin)(jin)(jin)融(rong)(rong)APP自律备案管(guan)(guan)(guan)理(li)；积(ji)(ji)极配(pei)合参与(yu)(yu)金(jin)(jin)(jin)融(rong)(rong)科(ke)技创(chuang)新监(jian)(jian)管(guan)(guan)(guan)，辅导52个兼具创(chuang)新属性和(he)普惠导向的应用(yong)项目。三是(shi)互(hu)(hu)联(lian)(lian)网金(jin)(jin)(jin)融(rong)(rong)数(shu)据(ju)统(tong)计和(he)风(feng)(feng)险监(jian)(jian)测成(cheng)效显著。四是(shi)金(jin)(jin)(jin)融(rong)(rong)业数(shu)字化(hua)转型服务(wu)与(yu)(yu)自律规范工(gong)作高效开展(zhan)。五是(shi)互(hu)(hu)联(lian)(lian)网金(jin)(jin)(jin)融(rong)(rong)标准化(hua)和(he)特色研(yan)究(jiu)水(shui)平(ping)持续提(ti)(ti)升。六是(shi)金(jin)(jin)(jin)融(rong)(rong)消费者保护和(he)政(zheng)策宣贯(guan)精准实(shi)施(shi)。针对(dui)虚拟货币交易(yi)炒作、非(fei)法集(ji)资诈骗等(deng)风(feng)(feng)险问(wen)题(ti)及时向社(she)会进(jin)行(xing)(xing)风(feng)(feng)险提(ti)(ti)示(shi)。七是(shi)内部(bu)管(guan)(guan)(guan)理(li)能力进(jin)一步增强，金(jin)(jin)(jin)融(rong)(rong)科(ke)技加(jia)速器和(he)聚集(ji)效应凸显。
记者 于晗(han)
